16
Dec
2009
Posted by admin as Investing
The first quarters of 2008 have seen a paradigm shift in terms of investment not just in the UK but worldwide. The traditional route of investing in property has taken an exorbitant downturn causing an economic knock on effect of gargantuan proportions. No longer do the more popular property markets of, say, Eastern Europe target buyers from the west but now look towards Russia, the Middle East & the Orient for investment.
Yet there are still many investors out there who are looking for a new means in which to do just that. They are now more security conscious than ever before and rightly so. With this in mind, an investment company brings to the market ethical & secure alternative investment opportunities, the cream of these being our stamp investment.
So why stamps, you may well ask? It may indeed sound ludicrous from the outset, but upon further inspection it makes sense. When comparing the growth in terms of value alongside the more traditional routes such as the FTSE100, Gold and UK property, stamp values have increased considerably in the last few years and outshine the aforementioned categories by a significant margin. Supply and demand is one of the key factors in this as there are only so many rare stamps left in circulation and no longer in production.
Add to this an overwhelming increase in the number of collectors worldwide entering the market and it serves to increase the value of these rarities at a very encouraging rate. And the collectors in question are not just from the western nations either. Brazil, India, Russia & China have been recognised as primary locations for collectors, with the latter believed to contain 18 million collectors. When bearing in mind that a recent UPU survey estimated a total of 30 million collectors worldwide, it is interesting to see that China accounts for over half. Intriguingly, as China and indeed other nations continue to grow economically stronger, this figure can only increase, the knock on effect of which will be further continuous increases in value.
The current growth in stamp values and the economic downturn in other forms of investment point to the present time to be opportune for entering the rare stamps market. With this in mind, a unique long term investment opportunity containing both security and a guaranteed minimum return of 5-6% per annum has become available. With the minimum term being 5 years, this represents a minimum guarantee of 25%. Whilst this is intriguing in its own right, there is no ceiling for this investment. If your stamps realise at a higher rate then so be it, you simply receive more!
Our partners for this investment, Stanley Gibbons, are not only market leaders but have been in existence for over 150 years. As official suppliers by choice to the Queen herself, the company holds and proudly displays the Royal Warrant, a highly sought after distinction many businesses would willingly pay handsomely for. The company currently holds in excess of £24 million under their management portfolio which represents an unrivalled level of liquidity. In terms of security, you would be hard pressed to find another investment with guaranteed returns backed so securely.
A full overview of this opportunity is available on request and should you have any questions or concerns, you are welcome to contact me at any time and I shall do my utmost to alleviate them.
Investors are now more security conscious than ever before and rightly so. With this in mind, an investment company brings to the market ethical and secure alternative investment opportunities, the cream of these being our stamp investment.
http://www.discoverandinvest.com/investment-details.php?id=18
27
Nov
2009
Posted by admin as Investing
This basic investment guide should make picking and understanding a mutual fund investment simpler for you. Picking a fund that fits you is not rocket science once you know your basic choices.
Our basic investment guide will classify mutual fund investments into four categories based on what a fund invests in, where they invest your money. The vast majority of funds fit into one of these categories: money market funds, bond funds, stock funds, balanced funds.
MONEY MARKET FUNDS are the safest of all mutual fund investments. They pay investors interest in the form of dividends. The price or value of their shares does not fluctuate. Money market funds invest your money in high-quality safe short-term IOU’s of the U. S. government, banks, other major corporations, and/or other government entities. As interest rates go up, interest earned and dividends paid by these funds do also. When rates fall, dividend yields fall. Money market funds offer investors high liquidity. You can get your money out of them quickly and easily, at no cost with little fear of loss.
BOND FUNDS are the second type of mutual fund investment, and are the second safest. They invest in long-term debt instruments called bonds. The bonds held by a bond fund can be long term, intermediate term, or shorter term in nature. They can be issued by the U.S. government, other government entities, and corporations. Municipal bond funds pay dividends that are tax-exempt or tax-free. Investors in search of higher income in the form of dividends often invest in bond funds. Bond fund share prices flucuate, so there is risk involved in these mutual fund investments.
STOCK FUNDS are the most popular and the riskiest type of fund. The price of their shares will flucuate, sometimes going to extremes. When you hold shares in a stock fund you are invested in stocks. Generally speaking, as goes the stock market, so goes the value of your stock fund. The objective of these funds: growth (higher returns), perhaps with modest income from dividends. There are many varieties including growth funds, value funds, international funds and specialty funds.
BALANCED FUNDS are a blend of the other three just discussed. A traditional balanced fund is a mutual fund investment that invests almost 60% of its assets in stocks, almost 40% in bonds and what little remains in short-term debt (the money market). So, if you hold shares in a balanced fund, you are invested primarily in both stocks and bonds. Newer types of balanced funds include lifestyle funds and target retirement funds. These can be conservative, moderate, or aggressive in nature.
MUTUAL FUND INVESTMENT GUIDE SUMMARY
MONEY MARKET FUNDS for high safety, liquidity, current income.
BOND FUNDS for higher income, with only moderate safety.
STOCK FUNDS for growth, perhaps with income, with significant risk.
BALANCED FUNDS for moderate growth and income, risk depends on specific fund.